Vet school is expensive. Like, really expensive. And for most of us, we’ll be paying off veterinary school for years, even decades, into the future. Even while making little to no income for the four years we’re in school, we still need to live! With our financial situation it’s super important we take advantage of any way possible to save money while in vet school. Here’s are 5 easy ways to save a little cash:
Get A Rewards Credit Card
In my opinion, everyone should have a credit card that earns points or cash back as you spend. I use a credit card for literally every purchase I make. Does my credit card have a yearly fee? No. Do I pay off the entire balance every month? Yes. So essentially, I’m using my credit card as a debit card. Shop around for the best deals on which card to get. You can find these types of cards that offer cash back, ranging anywhere from 1%-6% back on purchases. And some cards reward you with points that you can then use towards travel, gift cards, statement credits, or cash back. Be on the lookout for special offers when you sign up, too (you can score hundreds of dollars in cash or rewards just by signing up). But the key to playing this game is to not use it to rack up more debt! It does take self-discipline, but if you are careful and responsible with your spending and paying off your bill, you can be getting hundreds of dollars back every year! And bonus – you will improve your credit score, too!
I know some of you just rolled your eyes. But by cooking more food at home and skipping out on going out, you can save some serious cash. What I do at home is cook a boat-load of food on a Sunday night and then put it in containers that I can take for lunches throughout the week. Though it does take some time and planning, it alleviates the need to pick up lunch or dinner during the week. I’m not saying don’t splurge once in a while but doing some meal planning can go a long way and save some serious money.
Carry your student ID with you at all times. Seriously. And then wherever you go, ask if they have a student discount. You’d be surprised how many restaurants, places for entertainment, and stores offer student discounts that are kept on the “down-low.” Just don’t forget to ask!
Pet Food Discounts
If you have a pet in vet school, there is virtually no reason you should be paying full price for pet food. Purina and Hill’s offer a significant discount to veterinary students that can really go a long way. Get in touch with your student rep for more information on how you can save up to 50% on pet food.
Sell Your Stuff
Before you throw out something you don’t have use for anymore, ask yourself,”Could someone else use this?” I’m talking about clothes, books, household items, etc. Offer to sell items to other students at your school. Sell them on Craigslist or eBay. Use online selling services like Poshmark. You can make a good amount of money back on items that would normally end up at the landfill.